Safe, Affordable, Low Interest 5.99% p.a. fixed interest rate
(Comparison rate 5.99%* p.a.)

What is a StepUp Loan?

StepUP is a low interest loan for people on low incomes who have difficulty accessing credit
from a bank. You can borrow from $800 – $3,000 with up to three years to pay it back.
There are no fees.

Microfinance workers will conduct the interview and if you are having difficulties with accessing certain documents the microfinance worker may be able to assist. They will also help you complete the application and make sure that you can afford to repay your loan. Loans can be held in individual or joint names.

These loans are to help people to improve their quality of life and are provided on a
not-for-profit basis.

Who can use StepUp?

StepUP loans are for individuals or families holding a current Centrelink Concession Card or
receiving Family Tax Benefit Part A. Individuals or families are also required to have lived at
their current address for more than three months.

What can the loans be used for?

StepUP offers loans of between $800 and $3000 for personal or household purposes such as:

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Secondhand cars or repairs

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White goods

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Furniture

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Computers

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Vocational Education

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Medical Expenses

Interest is charged at a fixed low rate, and loans can be repaid over three years.
No fees apply. Loan is provided by NAB and is subject to NAB’s credit assessment.
Terms and conditions apply.
Loans cannot be used for cash, debt consolidation, holidays or bills.


ENQUIRE
ABOUT A
STEPUP LOAN
NOW.

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VISIT THE
STEPUP LOAN
WEBSITE TO
LEARN MORE.

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DOWNLOAD
STEPUP
BROCHURE.

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