Need help with debt?


Do you owe money to payday lenders?

A Financial Counsellor can help you.

Click here to find the free service closest to you.

We can proudly state that NILS is always the better deal! 

That's because there are NO fees or charges. You just pay for what you buy.

But don't just take our word for it.

This is how much you pay for a NILS loan vs a commercial loan. Both loans are for $1200. With a commercial loan you have to pay at least $392 extra in interest and fees. With a NILS loan you only pay the amount of the loan: $1200.


Use this calculator to figure out how much you will pay if you get a payday loan instead.