Essentials

Sometimes we all need a bit of help

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What is NILS?

NILS is the No Interest Loan Scheme.

We help low income Tasmanians get safe, fair and affordable loans.

  • No interest
  • No fees or charges
  • No credit checks
  • No worries!

We can:

Lend you $300 to $1,200 to buy new items and services, including:

Household Essentials like fridges, washers, furniture

Education Essentials like computers, school trips and text books

Medical and Dental Essentials like mobility equipment, dentures and treatment costs

Car Care Essentials like registration, tyres and repairs

Refugee Family Reunion including visa fees and airfares

Family Violence Support including removal and storage costs and security equipment

We don't

  • Lend money for food, bills, rent or bond.
  • Give you cash
  • Lend money for second hand goods

Am I Eligible?

To qualify you must:

  • Have a current healthcare card, pension card, DVA card or low income health care card.
  • Have been at your current address for more than 3 months.
  • Be able to repay a NILS loan.

How do I apply?

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